Ways To Save Money

It's time to really look at where I need to stop spending wasting my money. We're planning to move into a bigger apartment soon and it's just slightly over our budget but still a great deal considering where we live and what we'll be getting. We're kinda like "it's now or never", so we just have to make it work. I decided to get rid of a few things that really aren't necessary, to help push me into budget mode. Maybe this will be helpful for you too if you've been looking for some ways to cut back!


Subscription boxes: I have already cut back on these, but I'm gonna just cancel all of them. Truth is, while they're super exciting when they arrive, they're pretty pointless for me. I've had some great products (most recently, the Beauty Blender!) but not enough for me to keep any of the boxes. Time to let go.

Wine: I know, how dare I say that wine is unnecessary and needs to go?! But really though, I buy way too much and drink way too much of it. Not only do I need to do this for financial reasons, but also for the new health kick I'm on. It's time to really cut back on the alcohol and maybe I'll lose some bloat. Will I never drink wine again? Hahahahaha. Of course. But I won't be having a few glasses a day anymore. Maybe I'll get some minis and have one a week or something.

Blogging: I'm gonna stop buying sponsorships. I love love love being able to team up with my blog friends but over the last few months I've become too excited and spent a lot of money on ads and then also buy-ins for giveaways. It all really adds up and I need to take a break from it for awhile.
While we are on this topic, I have also stopped accepting sponsorships. Well, I kept two - Just Hang to just chill out on the sidebar for a month and the In-Post Promo. I chose to get rid of the blog takeovers, spotlights, and twitter shout outs because it honestly just became too much. It was hard to keep up with and I ended up feeling really guilty when I either wasn't making enough posts for them to get exposure or wasn't tweeting enough about them.

Impulse Buying (aka, online shopping): I may or may not have recently purchased a few pairs of pricey sneakers. I can justify it all I want, but in the big picture I really didn't need them. (even though I did.) Included in this category may also be things like a NurtiBullet and a Tone It Up membership, (which both things I justify to my health, but still). So no more online shopping. Done and done.

Target: Stop going.

What are some things that you cut back on when you need to pay more attention to your budget? Do you find it to be difficult or do you end up not really missing those things?





Happy Monday!

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54 comments :

  1. Target is such a black hole for money...you can never get out of there only buying what you came for. I think there's something in the air over there...

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  2. Target is terrible. I do not understand. Also... the grocery store. Like I make a list but then I see all these other things I just HAVE to eat that week. I'm trying to be healthier so that may be why. For this newly moved out girl $100 is a lot at the grocery store!

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  3. I cut out beauty boxes somewhere around this time last year and it's seriously amazing how just a few $10 here and there can change things, huh? As far as the wine thing goes... boxed wine. No one likes a quitter, Kelly.

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  4. I keep saying I'm going to cancel my cable. Like you I want a bigger place. I miss having my own room dangit! Id also like to find a way to lower my cell phone bill. That shix is brutal.

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  5. In the most blogger fail I've ever experienced, I cut out Target about a year ago. Their aisles were just too enticing and I can't ever stay focused, on task, or on budget there. Bye bye big red target. :( Although, I've done a little online looking-BUT NO BUYING- since we're about to close on our house... They've got a rug and two chairs I'm dying for. :)


    Good luck!

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  6. I like how the only way to stop spending money at Target is to stop going entirely, haha. I totally feel your pain, there! My big cut back was bringing food/lunch to work instead of buying it and to stop buying coffee at Starbucks all the damn time, haha. We keep toying with the idea of canceling our cable and going to just Hulu+ and Netflix, but I love The Food Network, haha. That will be the first thing to go though, if we need to downsize our budget! Good luck with your savings plan!

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  7. Oh man, wine has really been setting me back lately. Even when I'm not really drinking, I feel like I have to have a few bottles of something good on hand, but then when I realized that I spent close to $100 stocking up my wine rack....yeesh! I haven't been able to give up the subscription boxes though.

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  8. I've tried to stop going to Target.. I really have.. It just does not work whatsoever!

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  9. I stop eating out... That's where a TON of money has went in the past. I used to eat out 2x a week. We've saved so much money by doing that very very sparingly. I find it easy to cut back on stuff. I just don't go in stores.

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  10. This post couldn't have come at a more perfect time! I actually started cutting coupons last week. I've never been a couponer which is kind of dumb considering companies just want to give you money off products I already buy but I couldn't ever be bothered. Now I'm all about a good deal - not like those extreme "I have to buy a billion candy bars because the billion and one is free!" kind of people (although I'm not ruling that out entirely) haha

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  11. Target: stop going. Hahaha. Evil store.

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  12. The closest Target is 45 minutes away. So it's like a field trip when I go. And I always spend at least $100. I also spend a lot on my lunch. I never take my lunch to work so some weeks I can spend upwards to $50. That's $200 a month! When I actually think about how much I spend I'm like "I didn't know I had that much money to waste?!"

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  13. I made a rule about not drinking during the week, but that's really more of a guideline. However, it does help me save money, as I don't always feel it is necessary to buy several bottles of wine every week, and when I buy it on the weekend, I try to stick to the $6 bottles. We also had a huge problem with eating out at restaurants 2-3 times a week, which can really add up, ESPECIALLY if you buy drinks with your meal. That has definitely helped save a few hundred dollars a month!

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  14. I am going to switch my Cable provided for a better deal. Eating out and wine is a big expense, cutting back on that always helps for me.

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  15. I need to give up target and amazon, and I cant!!

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  16. if i could make a box of wine last a month I would give mysef a friggen medal!!!

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  17. I had to cut back on subscription boxes too. I realized that I just wasn't really loving and using the products, and I'd be able to buy products I actually wanted if I let go of them.

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  18. I have never joined a subscription box because I feel that it would be SUPER fun to get them in the mail, but then I would constantly be disappointed in what was sent to me, haha. I find the easiest way for me to cut back on things is to have set splurges. I only eat out for lunch once per week and pack all the other days. My husband and I only eat dinner out once or twice on the weekends (if that.) That there saves A TON.
    The grocery store is where most of our money goes and you really cant cut that any. Especially if you want to eat healthy! I do things to help our bill though by clipping coupons, and I grocery shop at Target and have a Red debit card to save 5% and the cartwheel app. That helps me a lot!
    Also, we cut back on how many channels we get with our satellite dish. I would cut it completely if we didn't have a contract. Hello Netflix!

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  19. J and I were so hungover yesterday, we decided to cut back on the booze big time too. We aren't 22 anymore! And I'm definitely needing to cut back on my spending. (If you want free sponsor space on my blog- FREESLATE for the sip of wine spot :))

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  20. I gave up doing any paid sponsorships too! While they were great while I did them, I'm not focusing on my blog enough these days to make it worth the $20 or so each month I was spending. We also cut out internet at our house and believe it or not we don't miss it! I mostly only need to check email while I'm home and I can do that from my phone.

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  21. Oh Target! It gets me every time!

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  22. ummm i totally online shopped today - crap! but only because i couldn't go to target yesterday. ha. but i'm trying to be better with saving a little here and there too. going out to eat is a big expense for me so i've been cutting that out as much as i can.

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  23. Bahahahahahahahah... that meme... I'm dying! I've had to cut down on buying ads, too... they don't seem like much separately but they add up!

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  24. i knew at least YOU would appreciate it :)
    they really do ad up, especially when you do a giveaway one

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  25. it's so hard to cut out going out to eat, but we've done that too. but still need to more!

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  26. i'm sadly too addicted to social media to cut ties with the glorious internet. although we'd probably pay more attention to each other haha

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  27. alcohol is such a big expense, even when you try to "save" by drinking at home. we used to stock our fridge with all kinds of beers and when we stopped that, i started buying wine too much.

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  28. it's VERY exciting when they come. and often disappointing when you open them haha. i had been justifying it as if i like at least one product it was worth it... false. set splurges is a really good idea! healthy groceries is where a lot money does go and yea there's really no way to change that. if money is gonna go anywhere, i'd rather it be to good food in my body :)
    i wanted to cut back on channels forever, we were paying over $200 a month for our cable/internet but then we had an issue with our provider and ditched their internet for another company and they didn't want us to leave entirely so they gave us every single channel and premium station for $80 a month! score!

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  29. exactly, out of the year i've been getting them i've probably loved 5 products all together. such a waste

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  30. AMAZON KEEPS MY HEART BEATING hahaha

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  31. sometimes if you threaten to leave they'll hook you up haha, that's what happened to us

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  32. not drinking during the week is a really good idea. it's crazy how much money you notice goes into eating out. i'm always like "omg that could be so many groceries" but then we still do it again. we've cut back a lot but still need to more!

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  33. 45 minutes! ain't nobody got time for that! haha.
    when i used to go out for lunch, i thought of it the same way, like 200 dollars!? the amount of lunches you could bring with using that money towards groceries is insane. but it's a hard habit to get into, grabbing lunch somewhere is so much easier sometimes.

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  34. someone should invent like an ankle bracelet we wear and when we try to walk in the door it just doesn't let us in if we've already been there that month haha

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  35. that's a lot to cut out, good for you!!

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  36. even when i need nothing i somehow will spend. like if the boyfriend needs stuff and i'm like "i'm all set, i need nothing this time", i'll somehow walk out with like $60 worth of shit hahaa

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  37. i'm gonna try to try (lol) the no drinking during the week thing!

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  38. i hate it but i love it oh so much!

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  39. LOL!! "Target: Stop going." This cracked me up!! I need to make some financial changes in my life too. Great read Kelly.

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  40. i tried doing the coupon thing once and realized that i was only coming across coupons for things i would never buy and i got really deflated haha. but maybe i wasn't looking for coupons in the right place?? i think i just used the sunday paper

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  41. that's something we have cut back on, but still need to a lot more. it's like we stopped going to larger restaurants and started going to smaller ones. like from outback to chipotle, but i'm like that's STILL eating out, it's still a lot of money. so we def need to cut back on that more

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  42. they work some voodoo on all of us or something!

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  43. it's especially hard when Bevmo has the 5 cent wine sale!!

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  44. haha Target is a jerk. omg yes stopping Starbucks is huge! Once we got a keurig, we have never been back to a starbucks!

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  45. no Target for a year?! that's like a really big accomplishment! how sad that we even look at it like that haha. Target is SOOOOO evil!

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  46. cell phones are worst! it's like no matter what you do, it can't get low. cell phone companies, cable companies and Target are all in the same evil empire.

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  47. eating out adds up so much and so fast that when you stop and look at the numbers, it's terrifying! such a waste of money

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  48. but you have the best and most beautiful views everrrrr :) :)

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  49. Or one that will zap us if we have over $100 worth of (extra) items in our cart.

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  50. alllll of this! I haven't been to target since before Christmas & I think I have finally kicked the habit! except really now I just buy a million things at CVS :(

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  51. Love it! I can especially relate to the Target one. I cannot step foot in that store without spending at least $100. WTF!! I seriously have to go just for special occasions only. bahaha....

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  52. i always buy clothes from http://tinyurl.com/cy886yl . 10% off.

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